The Uniform Policy: Terms of Use, General Terms, Billing, & Privacy Policy

Agreement Between User, Us & Site

Thank you for visiting. The Uniform Policy, the contents of which are herein located and defined, describe base policies relevant to users and customers, including terms of use of this Website; terms of our services; other business terms; billing terms; and privacy rights, including for use of this Website and for commerce. Collectively, these are referred to as The Uniform Policy (the “Policy”). Your contract with us may adjust these terms. In any event, the terms and interpretations most favorable to CEK Enterprises, Inc. apply. Exclusion of certain terms or definitions does not necessarily exclude terms: In other words, additional terms or conditions may apply.

Here you will find legal information regarding our Address & Contact Information, certain Pricing Information, Refund Policy and Privacy Policy. The policies on this page fully override anything noted elsewhere on this website, so please familiarize yourself. In case of competing statements, the one most favorable to Us shall prevail.

Owner, Address & Contact Information for Website and Company and Correspondence Information

The Owner of this Site (a/k/a “Domain”) is CEK Enterprises, Inc., an incorporated business in the State of Ohio (“(The) Company,” “We,” “Our(s),” “Us”). The owner of this website is the Responsible Party. For purposes of perfecting legal process, you should seek records for the Agent for Process of Service. Please send official correspondences to PO BOX 802, Mentor OH 44061-0802. The Laws of the State of Ohio govern these terms, and you do not get to pick the venue in any legal proceeding. You can reach us, including via the below means:

Phone: Call or Text UsE-mail Us
Click to Call or TextClick to e-mail
Note: Phone number and email address intentionally obfuscated to combat spam and bots. Should you require written confirmation beyond the above means, you should seek the ICANN database for contact records and contact us via those means.

Website Use & Terms: Applications

AGREEMENT–SITE: cekenterprises.com (Site) is offered to You conditioned on Your full acceptance without modification of the terms, conditions, or notices contained herein (the “Terms”). Your use of cekenterprises.com automatically constitutes Your full agreement to all such Terms. Please read these terms carefully.

AGREEMENT–SERVICES & PRODUCTS/COMMERCE/TRANSACTIONS/BUSINESS ENGAGEMENT: Company’s services and products are offered to You conditioned on Your full acceptance without modification of the terms, conditions, or notices contained herein (the “Terms”). Your use of Company services or products, including but not limited to engaging in commerce with Company, contracting with Company for any reason, or carrying out transactions with Company, automatically constitutes Your full agreement to all such Terms. Furthermore, You certify that You are authorized to accept these Terms on behalf of your organization.

SITE–PURPOSE & RELATED: cekenterprises.com is (primarily) a business and commerce-related Site. The prevailing Purposes of the Site are to market the Company and its products, to share educational or informational content, to facilitate contact between the Company and Site Users/Consumers, and to encourage safe use of business services.

DEFINITIONS: YOU, USER, CONSUMER, ACCESS, ETC.–WEBSITE & BUSINESS ENGAGEMENTS

Such definitions and words in this subsection, and other definitions herein, and references in any part of The Uniform Policy and its constituents, apply regardless of whether such term(s) is capitalized or not; the singular shall also mean the same as the plural; the plural shall also mean the same as the singular; the feminine shall also mean the masculine; and, the masculine shall also mean the feminine:

“You,” “Your,” or “Yourself” shall refer, as applicable, to the entity accessing or using this Site or as the consumer of Our company’s services. This, and the term Consumer, also includes engagement via contact only; and a Consumer is a business, organization, natural person, or other entity. You are a User and/or Consumer if your are engaging in business with the Company, as defined herein. Other terms that mean You and are interchangeable and substitutable for “You” include “Visitor,” “(Registered) User,” “Guest,” “Consumer,” and the likes. Any or every such entity may be only or a collection of any of: a natural person, machine, business, agency, or otherwise legally recognized or unrecognized entity. These terms further apply to each and every person or Consumer acting or purporting to act on behalf of such person(s) or Consumer(s).

Accessing this site means the same as “Browsing,” “Visiting,” “Viewing,” “Use (of),” “Using,” “Participating” in any manner (such as via registration, commenting, etc.) or as otherwise further defined herein. Such Access begins the moment that You request this Site to be Served to you via any means, such as by entering the web address (Domain) into a browser or other tool, entering the Site’s IP address into a browser or other tool, (attempting) via FTP or SSH, or otherwise requesting any form of data of this Site and/or domain.

PURPOSE OF POLICY & APPLICABILITY (AT LARGE)

Privacy, fairness, integrity, transparency and legal rights are important. The Company sets forth in this document the Terms for (1) Your use of the Site, and (2) Your engagement (e.g., transacting in or engaging in commerce) with Company. This document, made of all terms and (sub)portions herein, is referred to as “The Uniform Policy” (“(The) Policy”). The Policy is a Contract, and it governs, among other areas, Your Use of the Site and for commerce in which You and Company together engage.

Further, this Policy explains rights, privileges, and protections–for both You and Us–because We each are afforded certain permissions towards each other. It also establishes fair guidelines for commenting, sharing media, respecting copyright law, proper access and use of the Site (“good traffic” vs. ”bad traffic”), Your privacy entitlements, how We secure and protect Your data, Your data choices and more. It also explains some of the third-party Services (defined: next paragraph) We use, why each is important, and how You can limit Your exposure (if at all).

The Uniform Policy applies to You and to each and every User of such Site(s) and to each and every Consumer and Customer (being each and collectively an Entity(íes)) of our business, even if You only use the Site or only engage in commerce with Us. Further, some parts apply to emails to/from this Domain and phone calls or SMS/text messages to/from Company phone(s). You are hereby advised that We use third-party Services and/or Products, together being ”The Services” (“Services,” ”Provider(s),” “Vendor(s)”) or individually ”The Service” (“A Service,” ”Service,” ”A Provider,” A Vendor) [purposes and uses described herein].

Together, We and You are herein “The Parties,” each being a “Party” to this contract, are joined as presented in this agreement, called the “The Uniform Policy” (and its constituents).

The Uniform Policy is a Contract

USE & POLICIES: DEFINITIONS (SITE & COMMUNICATIONS)

Electronic Communications: Visiting cekenterprises.com, the Site, and sending emails to same Domain, or any such Domain of The Company, each individually and severally constitutes electronic communications. You consent to receive electronic communications, and You agree that all agreements, notices, disclosures and other communications that Company–and, where applicable, Company’s Vendors–provide to You electronically, via email and on the Site, satisfy any legal requirement that such communications be in writing. You agree that Company may forcibly prevent you from accessing the Site or from delivering messages to my email address, including via IP address banning, email address banning, or other means. Company do not need to disclose—under any condition—to You when nor why You will be- or have been banned/blocked from electronic communications.

Minors – Site: Site and Company does not advertise its Site to minors, and its Site is not intended for use by minors. Further, Site or Company does knowingly collect, either online or offline, personal information from persons under the age of thirteen (-13-) years for purposes related to use of the Site. If You are under eighteen (-18-) years old, You may use Site (cekenterprises.com) only with permission of a parent or lawful guardian. If you are under 18 years old and do not have parent/guardian permission–or, if you are under age 13 regardless of parent/guardian consent–then You MUST immediately leave the Site until you reach such an age -and- agree to The Policy; or, until you have parental/guardian approval -and- agree to The Policy along with Your parent/guardian’s agreement to the Policy. If You are under 13 years old, You MUST not post or otherwise share any data for Use of or in connection with Site. Do not send or provide data to Us via any means for purposes of engaging with Site that would violate this Policy.

Minors – Commerce: For purposes of engaging in commerce, Company may and does collect personal and private data and information from minors. Such collection is at the subjective or objective decision of Company, and such collection may be done, for example but not limited to, when it is relavent, necessary, or legally required for engagement of commerce. While Company prefers to obtain parental/guardian consent to allow a Minor to engage in commerce with Us–including engaging in actual services offered by Company and the ensuing collection of such data or information–We are not required to do so, and we may choose to engage in commerce without such parental/guardian consent.

NO OPT-OUT TO TERMS: A COMPREHENSIVE POLICY

All contents of the Policy are applicable together. You cannot opt-out nor disregard any specific (sub)section(s), portion(s), addendums, or incorporations of this Policy. However, regarding use of the website only, you CAN opt-out of certain cookies and make certain choices about your data and privacy.

You must accept all contents, provisions, and terms of this Policy together and in-whole. If You do not agree to any or all of these terms, You must immediately leave the Site, and You must immediately cease engaging in business with Us. You may revisit the site later or return to engage in business with Us later, but this is on the condition that, if and only if, You decide to agree with and accept The Uniform Policy, and all of its contents, provisions, and terms.

INCLUDED HEREIN ARE PRIVACY PROVISIONS, THUS MAKING SUCH PROVISIONS A PART OF THE UNIFORM POLICY.

JURISDICTION

The Uniform Policy, in whole and severally, is governed by the laws and regulations of the State of Ohio, United States of America. Any disputes, actions, claims, torts, and/or (law)suits brought by- or against The Company (or against The Owner), or the Company’s employees, officers, directors, or affiliates; another User(s)/Party(ies); the Site; an engaged business entity or engaged consumer; or a combination of such parties, must and will be conducted or tried in a Court of competent jurisdiction of Company’s choosing, being within the State of Ohio or else in the proper Federal court (if and only if such a Federal venue is required by law). You do not get to pick the venue.

International Users & Customers: The Site and Service is controlled, operated, administered, and served from offices and servers exclusively within the USA. If You access the Site or Service from a jurisdiction outside the USA, You are responsible for compliance with all of Your local or national laws, but Company is not required to comply with them. You agree that You will not use the Site Content accessed through cekenterprises.com in any foreign country or in any manner prohibited by any applicable laws, restrictions, or regulations.

Company and the Site do NOT market to- or advertise in- or engage in business with entities in countries other than the United States. Therefore, neither Company or the Site are subject to most, or possibly any, foreign laws (that is: laws or regulations not codified- and ratified by the USA). The Company officially maintains and discloses that it is not subject to any such foreign laws. Accordingly, You—if a foreign visitor, whether physically situated abroad of the USA or if you tend to appear to be a foreign visitor via network interface(s) (e.g., VPN)—automatically, via accessing or requesting Site, acknowledge and agree to this disclosure. Further, You expressly and unconditionally waive Your otherwise-afforded foreign rights, including regarding any foreign privacy- or foreign data protection rights, privileges, or policies as otherwise set forth by any such foreign entity.

SEVERABILITY

If any (sub)part, (sub)portion, (sub)section, and/or addendum of this Agreement is determined to be invalid, illicit, or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth herein, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect. Furthermore, all other sections not deemed unenforceable remain valid and in force.

DUPLICATION- OR CONFLICT OF TERMS

If and where any (sub)portion(s) of this Policy–or any (sub)portion(s) contained in a separate Page that are expressly or duly incorporated into this Policy–duplicate or conflict with any other (sub)portion(s) of this Policy or its incorporations, then the (sub)portion(s) most favorable to Company shall prevail. In the case of suit or other adverse action against Company by You, Company—and only Company—will chose what term(s) is more favorable to Us.

How We Protect You & Your Data

The Company–including via Site–features multi-level, redundant controls for security across multiple protocols spanning physical, geographical and coding areas.*

Company reasonably attempts to protect Your Site-related data, offline data (such as related to commerce), and cloud-served data (such as related to commerce) in various ways to a reasonable extent. Explanations follow, and detailed descriptions are forthcoming elsewhere: to-date, such separate pages, if published or otherwise accessible by You, do NOT form a section or subsection of The Uniform Policy and are disregarded as moot (until officially incorporated via this Policy).

  • Secure & Encrypted – Site: The Server at the Host itself is remote and locked by at least two physical barriers, preventing unauthorized access. Also, the Host is a reputable company with an international, trustworthy presence.*
  • Secure & Encrypted – Commerce: Where feasible, your digital data is encrypted at rest and in-transit.
  • Your Site traffic is encrypted round trip: From the moment You type the Domain, Your traffic is securely encrypted via TLS 1.1, 1.2 or 1.3 until it reaches Our Host’s Server securely, and the return process repeats until returned to You, all encrypted.* Note: Company is not responsible for issues or errors that cause content to be delivered to You unencrypted, such as in cases that Your browser or equipment are not capable of receiving such requests.
  • We’ve blocked insecure (HTTP) Site requests and outdated forms (e.g., TLS 1.0). The Site’s Host also uses hardware and software controls to protect You.*
  • This Site features either DV or OV SSL (“domain- or organization-validated secure sockets layer”). This is thrice-over useful: 1) DV level (“domain validation”) means that this Domain (cekenterprises.com) is genuine and belongs to Company; 2) that Company is the Owner and Authority of this Site [when OV-level is enabled], and, 3) that connections, communications, and transmissions between the Site/Server/Host and Your computer/device are encrypted using SSL technology. You’ll see ”https://“ at the start as an indicator.*
  • The Site attempts to force secure TLS connections. We have coded, redundantly, a request that Your browser uses the secure TLS connection (formerly known as “SSL”). If You arrive at ”http://,“ You will be redirected to the more secure ”https://“ wherever possible.*
  • Transient cookies that You brought to the Site are asked to follow the same secure encryption; for third party cookies for the purposes of security and traffic modeling–We cannot and do not connect data within such safety, performance, or analytics cookies.* More below.
  • Some digital documents, including both some via the Site -and- including some that are related to commerce, are digitally signed or digitally certified by a X.509, PKI-compliant certificate. IdenTrust, who issues Our signing and encryption certificates, has vetted our identity, meaning You and our Vendors and business partners can trust works, like PDFs, that bear our signature.* More below.
  • Some important emails, including those related to commerce and including such emails to You and/or to our Vendors and/or business partners, are also digitally signed or encrypted. You, or the recipient, MUST use a client such as Outlook or Apple Mail–desktop versions only–to validate that encryption. If You do not desire an encrypted email experience, simply open the email(s) in the program of your choice: this Policy does not require You, or our Vendors or business partners, to use encrypted emails, whether related to Site or commerce purposes.*
  • Notarial Journal – Defined: The Notarial Journal (“Journal”) is a physical, paper record of notarizations that have been performed for You or other Users. The Journal is the private property of Company,
  • Journal – Limited Access: We do not allow intentional, requested review of the journal nor any specific entry(ies) by any Person, User, or Entity unless (1) legally required, (2) upon presentation of a valid search warrant issued by a court of competent jurisdiction, or (3) upon request of the original User with valid reason. In these cases, We attempt to limit access to only those relevant records.
  • Journal – Possible Expose: While using the Journal, one or more entries unrelated to another Customer and related to You or other Users may be visible while the Journal is open or being used. We attempt to prevent other Signers (Customers/Users) from viewing Journal entries. For instance, We attempt to apply a physical privacy shield over such entries. Nonetheless, We hereby explicitly disclose that an entry related to You or another Customer may be visible by another User(s). Therefore, You have no expectation of privacy regarding entries related to You in the Notarial Journal.
  • Journal – Physical Security: The Journal is regularly locked in a bag and is regularly stored in a secure indoor location to prevent, e.g., theft.

No Unlawful or Prohibited Use of Site or Commerce Services & No Posting of Prohibited Intellectual Property on/via Site

License To You is Limited and Revocable

Site: You are granted a non-exclusive, non-transferable, revocable license to access and use cekenterprises.com strictly in accordance with these Terms and this Policy. As a condition of your use of the Site, you warrant to Site that you will not use the Site for any purpose that is unlawful or prohibited by these Terms. You must not use the Site in any manner which could damage, disable, overburden, or impair the Site or interfere with any other party’s use and enjoyment of the Site, including–but not limited to–other Visitors or Vendors. You must not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the Site.

Commerce: As a condition of your engagement in Service(s) of Company, you warrant to Company that You will not attempt to- or actually engage in commerce with Company for any purpose that is unlawful or prohibited by these Terms. You must not actually obtain or attempt to obtain any data, materials, or information through any means not directly related to Your specific engagement with the Company.

Company Owns or Duly-Licenses Media Furnished by Company

All content included as part of the Service, such as text, graphics, logos, images, as well as the compilation thereof, and any software or service used on or by the Site or Company (such as, but not limited to, on Company stationary, etc.), is the property of Company or its suppliers/vendors and protected by copyright and other laws that protect intellectual property and proprietary rights. You agree to observe and abide by all copyright and other proprietary notices, legends or other restrictions contained in any such content, and You will not make any changes thereto. Some content may be licensed for use on Site or licensed to the Company for use on non-Site commerce-related materials, and You must not violate any IP rights.

No Exploitation of Copyright & No Use of Site’s or Company’s Proprietary Elements

You will not modify, publish, transmit, reverse engineer, participate in the transfer or sale, create derivative works, or in any way exploit any of the content, in whole or in part, found on the Site or on Company materials (such as, but not limited to, Company documents). Neither Site nor Company (materials- or document-related) content is not for resale. Your use of the Site or engagement in commerce does not entitle You to make any unauthorized use of any protected content, and in particular You will not delete or alter any proprietary rights or attribution notices appearing in any content. You will use protected content solely for your personal use and will make no other use of the content without the express written permission of Site or Company, as the case may be, and of the copyright owner. You agree that you do not acquire any ownership rights in any protected content. We do not grant you any licenses, express or implied, to the intellectual property of Site or Company or our licensors except as expressly authorized by these Terms.

FAIR USE RIGHTS & DMCA TAKEDOWN REQUESTS – DMCA Notice (Takedown)

The Digital Millennium Copyright Act affords certain rights to certain Copyright holders. However, its provisions also tend to adversely affect Fair Use Doctrine. Under DMCA, some instances of alleged or actual copyright violations may be remedied by means other that may avoid a (alleged) violator to face criminal or civil prosecution++. For instance, a DMCA provision allows Copyright holders to directly ask the Site administrator to simply remove the infringed upon work(s) (“takedown request”). This is called a Section 512 request (++note: we do not warranty or guarantee that You will not face criminal or civil prosecution, and we do not agree to- and will not actually defend, indemnify, or hold harmless You for such civil or criminal proceedings related to Your alleged or actual infringement; further, We are not a law firm nor attorney, and We expressly deny any of the foregoing to be legal advice–You must not construe the foregoing statements on DMCA/Fair Use to be legal advice).

COPYRIGHT HOLDERS: If you believe a work(s) appearing on the Site is one for which 1) You hold or are entitled to copyright protection; AND, 2) You hold a Good Faith Belief that the Content is infringing on your copyright protection; AND, 3) all other relevant Section 512 requirements are met, Your only avenue for DMCA protection is to complete our DMCA Takedown Request Form and submit it to Company via the same form. All three criteria MUST be met in order to submit your form and/or for your submission to be reviewed: if any or all of said criteria are not met, your submission or attempt to submit will be either denied or unreviewed. YOUR REQUEST WILL NOT BE CONSIDERED IF *ANY* PORTION OF THE FORM IS INCOMPLETE: YOU WILL NOT BE NOTIFIED OF NON-COMPLIANCE WITH OUR TERMS. YOU ARE NOT ENTITLED TO ANY ACTION IF YOU DO NOT COMPLY IN-FULL: BESIDES THE CONTENT BEING ALLOWED TO REMAIN, YOU ARE NOT ENTITLED TO A REPLY/ACKNOWLEDGMENT FOR ANY INCOMPLETE REQUEST.

Note: ANY OR ALL REQUESTS FOR DMCA TAKEDOWN MAY OR WILL BE SHARED ON THIS SITE AND MAY OR WILL ALSO SHARED WITH- AND POTENTIALLY PUBLISHED BY ADVOCACY GROUPS SUCH AS, BUT NOT LIMITED TO, LUMEN (A/K/A CHILLINGEFFECTS.ORG).

BUSINESS-TO-BUSINESS (“B2B”)–Generally (including Commerce)

Pricing & Payment Information (For B2B: Consulting Services & Business-to-Business Services)

Some of the terms in this section (B2B) also apply to other (e.g., consumer, non-business) transactions.

We will generally provide You with a written estimate for the specific project(s), product(s), good(s) and/or service(s) on which We agree to work with You. The quoted pricing will vary by project type and will be either: flat-rate, hourly, include consideration for travel and/or a combination of any or all of these. Hourly billing is billed in 12 minute increments and is always rounded up; i.e., 6 minutes represents the smallest possible billing interval. As an example, 14 minutes would round up to 24 min, and you would thus be charged 40% of the hourly rate.

Prices provided on an estimate and/or formal quotation may change for various reasons such as due to changes in the price(s) of material(s) and/or 3rd-party service(s) from the time of estimate, additional service(s) requested by You or Your representative(s), or for other related reasons. We will always notify You of such changes after we learn of them, regardless of the amount/quantity; however, We may have to make a judgment call, on Your behalf, whether to proceed at the changed rate or updated rate, particularly if You do not respond to us timely. We may (but we are not required to) communicate such reasonably-substantial changes to You verbally or in writing (including email).

Any reasonably-substantial changes would be sent by Us to You or Your designated agent as a Change Order request (a/k/a, “CO”; or similar type of communication); this request must be signed or approved by You and returned to Us, and it may have a time limit after which We will either automatically proceed at the new, higher rate(s) and bill You thusly or else We may elect to stop any further work, and You would still be liable for the originally agreed-upon amounts–if We decide to proceed at the new, higher rate(s) because You did not respond on time, We may still bill You at such new rate(s) in addition to anything in the original proposal/quotation. To avoid confusion and to protect Yourself or Your organization, please respond to COs/CO requests as soon as possible and no later than the date indicated on each CO (if any date is indicated). If no due date is noted on the CO, the default due date to reply to Us, about COs (to avoid us making a judgement call), is 5 business days from the date we first email or first post to You and/or your designated agent via US Mail/courier to you such CO(s). You agree that failure to respond to a CO may void the terms of Our original agreement, proposal, etc. You further agree to make payment-in-full per the original terms, in the event that You do not respond to a CO, even if the result is an increased amount due from the original terms/agreement/proposal/quotation and/or even if You are not satisfied with Our judgment call decision.

PRICING & PAYMENT DUE DATE (ON RECEIPT): Prices provided on invoice(s) from Us to You/Your company are non-negotiable. Unless otherwise specified, payment is due on receipt. If you fail to pay on-time or in-full, we may report this to a business credit reporting agency (e.g., Duns & Bradstreet, or others).

CREDIT TERMS: ELIGIBILITY, APPLYING FOR TERMS, DEFAULT TERMS IF APPROVED, ETC.

Net-15, 30- and/or 45-day terms (“credit terms,” “terms”) may be established with advanced, written approval by us; and we may require your signature and/or a separate credit agreement to confirm such a request and/or approval for credit terms; or, we may automatically extend terms to your company.

If your company is approved/terms are issued to your company, the default (a/k/a, “base level”) credit terms are “Net 15,” meaning payment-in-full is thence always due within 15 calendar days upon us emailing to you or posting via U.S. Mail® service (or courier) any invoice or official request for payment: you would have the choice of when to pay the indicated amount(s), as long as such payment is within the 15 (or if applicable, 30, 45, etc.) calendar (not business) day range from issuance.

We will generally note the exact due date, considering any applicable terms, on our invoices/requests for payment; but even if we do not indicate a specific date, you are still responsible for on-time payment.

If you pay late, not-in-full, or if payment is received beyond the cutoff date and time, we may reduce and/or revoke your credit terms; and we may also request immediate payment-in-full: you agree to do so if so demanded by us. We reserve the right to revoke your credit terms at any time (and/or to reduce your limit(s)) with or without reason and/or notification: in this case, any existing/outstanding invoices would be due as originally marked (under the original terms), but any future invoices–even if for the same project–would default to “due on receipt” (immediate payment) or else to the new terms (in the event that we simply reduce/change your terms).

If we reduce your terms mid-project, you agree to make payment within the revised timeline: unless your credit is revoked-in-full, this would mean that future invoices may become due sooner than originally forecast by the originally agreed-upon terms. In other words, your acceptance of our credit terms is conditional, and by applying and/or accepting our credit terms, you acknowledge and agree to these Terms & Policies.

Some clients/businesses, especially returning customers, may become automatically eligible for credit terms and/or for better terms (e.g., NET30, NET45). Both new and returning clients may be evaluated for suitability for and likelihood of repayment of credit terms issued by us: in making this decision, we may or may not review your Duns & Bradstreet report(s) (“D&B,” “D-U-N-S”) and/or other business credit reports; and, we may access and use these reports even without your consent nor notification to you (e.g., we may auto-pull a report for an existing client to offer to them credit terms; or, for a new customer requesting terms, we may do the same).

Particularly if your business is new, but also at our discretion, and for any client, we may request a personal: credit-, reference- and/or background-check(s) in order to determine if you are eligible for terms. If we must do any of these three things (personal checks), we would notify you in advance and may add a fee either due upon credit application. Or instead of collecting some or all fees in advance, we may at our discretion add some or all fees for personal credit-, reference, and/or background-check(s) to your estimate/invoice, and these fees would be due both in addition to the project amount, as the first invoice’s terms state that such initial invoice is due (typically, this means your fees–if not collected in full, upfront–would be due upon receipt of the first invoice).

We never run personal credit checks on prospective, existing or returning clients without having provided advanced, written notice and having received written consent to do so: such notice and consent may be electronically, such as via email, via a web portal, via U.S. Mail® service (or courier) or via any other written means that are agreeable to us. Your written agreement to such personal checks may also mean that you, personally–not just your business–will assume personal liability ( in addition to your business’s liability) for any established terms (i.e., if you apply for credit, and we have to run a personal credit check, and we approve you because of your written agreement for the personal guarantee, both you personally and your business may be held liable for payment and at any time(s) per these Terms and Policies). If at anytime you wish to remove yourself from personally-guaranteeing terms (i.e., have terms become typical in that only your business(s) is liable), you must notify us, and we would consider if your business is worthy of such non-personally-guaranteed credit. We would notify you in writing if your business is approved/your personal-guarantee is approved to be remove; but we do not have to provide reason(s) for our decision, even if you must remain personably (co)-liable.

B2B PAYMENTS: ACCEPTABLE METHODS

For businesses/business-to-business services/sales, payments may be remitted via traditional, paper check to our contact address, including guaranteed checks such as Certified Checks, Banker’s Checks, etc. A business check must be a pre-printed, official business check bearing your current address and bank’s name, at a minimum; and we reserve the right to refuse a check for any reason and to demand other means of payment by the originally-stated due date. Even if you present us with a paper check, we may convert it electronically into an e-check (i.e., (electronic funds transfer/ACH debit), and this may vary the way in which your bank processes it (for instance, depending on your bank, you may or may not see an image of the converted check). We also accept wire transfers via FedWire and ACH transfers via either “push” (i.e., your or your agent’s sending electronically of funds directly to our bank account) or “pull” (i.e., our bank or agent electronically removing the funds directly from your bank account). Please note that we reserve the right to inspect any type of check–including guaranteed varieties–to verify authenticity and funds availability. This may include calling the issuing bank for such verification.

With advanced agreement only, we may also accept major (Visa, MasterCard, American Express, Discover) debit card or credit card. An additional fee may apply for such payments. We also require advanced agreement for foreign-issued payments and/or payments in non-USD currency (we may simply accept a verbal agreement to such fees; we may simply add as a note to your quotation; or, we may require signature of a document noting the terms of such foreign-issued and/or non-USD payments). If you do pay us with non-USD money and/or via foreign-issued methods, we may charge you fee(s) incurred such as for currency conversion, international banking fees, etc., even if said fees are not on the original or revised quotations: you agree to pay-in-full such fees for not having made an advanced agreement for our acceptance/processing of these kinds of payments.

DIRECT-TO-CONSUMER (NON-B2B)

Pricing, Payment Information and General Terms: Direct-to-Consumers and/or Non Business-to-Business Exchanges

Some of the terms in this section (B2C) also apply to other (e.g., business-to-business) transactions.

Prices may vary based on which platform you viewed our product(s) on. We retain the right to charge an increased price before finalizing the sale, and we would present you with the reasoning, including the other listing at that higher rate. We will, however, attempt to honor the price you found, so long as it is from one of our official outlets (i.e., a merchant/seller account owned and marketed by us); we may require you to provide proof of the lower price in this situation.

Acceptable methods of payment for consumer/non-business/non-client purchases may be remitted via one of the methods noted as accepted for consumers herein (or a similarly intended page). Specifically excluded payment options for non-B2B include: personal paper checks.

For direct-to-consumer (i.e., not business-to-business) or sales to non-clients, immediate payment is required, and we reserve the right to sell the product to another buyer if you do not complete payment in time. Unless otherwise specified, including in the 3rd party platform you found our product on (not limited to: eBay, Facebook, etc.), the waive-able payment grace period ends 48 calendar hours of purchase; this clock starts from the earlier or applicable of: 1) formally placing an order e.g., via a “buy now” or “place order” button (or similarly worded and intended button or process) from the 3rd party platform where you purchased, such as but not limited to eBay, or else, the 48 hour clock beings 2) from the time we send you an invoice and/or payment request via email. Upon payment by you, the consumer (or non-client/independent business customer), prices become non-negotiable, and the sale is final.

Credit terms (e.g., NET15) are generally not extended to non-business consumers (i.e., non-business consumers must pay via an accepted method as advertised on the product posting (or a similarly intended page) and should not expect or require us to offer them credit terms). We reserve the right to cancel and refund any order for any purpose without providing you reason: we will refund you in this case. However if we suspect fraudulent or illegal activity, we reserve the right to “hold” (confiscate) funds and report such activity to law enforcement.

All payments are quoted in and due in USD: foreign-issued payments or payments in non-USD currency will not be accepted without prior agreement, and we may charge you a fee for refunding your non-USD transaction. However, if you communicate with us in advance and we agree in writing, we may accept non-US, foreign payments and/or non-USD currencies; however, such transactions are subject to various fees such as for currency conversion, international banking fees, etc., and we would clarify these fees in advance at the time our written agreement is issued to you by us (typically this would be in the form of notes on an invoice).

Prohibited Countries–We do not interact with persons/entities from the following list of countries and territories, and we prohibit any and all sales of goods and services from these countries. In other words, we do not: 1) do business with people or businesses located in such country/territory, 2) accept orders from people/businesses located therein, 3) accept orders/purchases with billing addresses located in, 4) accept payments originating from, nor 5) accept shipment addresses in/to: Afghanistan, Angola, Bolivia, Burma, Democratic Republic of Congo (DRC), Republic of the Congo, Cuba, Iran, Iraq, Ivory Coast (Cote d’Ivoire), Liberia, Nigeria, North Korea, Paraguay, Sierra Leone, Somalia, Sudan, Syria, Venezuela. Also prohibited are transactions with any entities/location that would cause a violation of any U.S. economic or trade sanctions including OFAC Restricted Countries. We disallow shipments and services to the countries of and people within Russian and other Commonwealth of Independent States countries (includes Armenia, Azerbaijan, Belarus, Georgia, Kazakhstan, Kyrgyzstan, Moldova, Russia, Russian Federation, Tajikistan, Turkmenistan, Ukraine, and Uzbekistan); and any other country between which exists an embargo or prohibition on the good(s) purchased. If you attempt to do business with us from one of these countries and/or make a successful payment despite our efforts to block such sales/payments, we may attempt to refund you as soon as possible (or we may confiscate, keep and/or deliver such funds to law enforcement) upon discovering you have: ordered from, billed from or requested shipment to a prohibited country/territory (as appears in this list, which is subject to change without notice, including for reasons such as US regulation changes or shipping carrier restrictions). However, we will reduce your refund amount by any and all fees related to international currency exchange, international banking fees, and all other such fees that would otherwise not be imposed upon a US domestic buyer paying in USD from a US domestic bank account/card.

GENERAL: B2B & DIRECT-TO-CONSUMER

Refund Information

Refunds will not be issued for payments for services rendered. Please contact us in the case of accidental overpayment or accidental duplicate charges so we may adjust the payment(s) as necessary. For consumer product purchases, returns/refunds are generally not accepted, so please contact us for assistance.

PRIVACY POLICY

CEK Enterprises, Inc. (hereafter and where-above referred to as “CEK Enterprises,” “We,” “Us,” “Our,” and/or “(The) Company”) has created this privacy policy to demonstrate our commitment to the privacy of the users of our websites and services. Please read the following to learn more about our privacy policy and how we use and treat personally identifiable information collected from our visitors and users. When we say “you,” “your” and similar terms, we mean you, the: visitor/user of this website, the end-user, the prospective business client, and/or the purchaser of product(s)/service(s) (whether consumer or business-to-business). We employ various third-party Services, Providers, and/or Vendors for various purposes, including operations and security. Such Providers may process or otherwise have access to your personal information.

What this Privacy Policy Covers

  • This privacy policy covers CEK Enterprises, Inc.’s treatment of personally identifiable information collected by us through this website owned and operated by us.
  • This privacy policy does not apply to the practices of companies that we do not own or control, or of persons that we do not employ or manage, including any third-parties bound by contract (for example, credit card processors) and any third-party websites to which we link.

Collection and Use of Personal Information

  • You can visit our website without revealing any personal information. However, we need certain personal information if you wish to request a quote, register for an account, pay or view an invoice, contact us, or use certain cekenterprises.com services.
  • Where required, this information may include your personal contact information and/or your company contact information. We will use this information to reply to your inquiries, to provide you with requested information or services, to set up your account, to contact you regarding our services and to process your payments.
  • By accessing cekenterprises.com and voluntarily providing us with the requested personal information, you consent to the collection and use of the information in accordance with this privacy policy.
  • You may opt-out of such data storage at any time by contacting us and requesting the same. Please keep in mind that we must retain certain data and for various durations in order to comply with local-, state- and Federal laws and regulations.
  • In general, our goal is to store only the least applicable amount of data about you.

Collection and Use of Non-Personal Information

  • We and/or our Service Providers/Vendors automatically receive and may record non-personal information on our server logs from your browser including your IP address, cookie information and the page you requested. We may use this information to customize the content you see, to fulfill your requests for certain information or services and to improve our website. However, we do not connect this non-personal data to any personal information collected from you.
  • We also allow third party companies that assist in delivery and processing of our pages (such as your account page and payment processing) to set and access their cookies on your computer. Again, these cookies are not connected to any personal information. Third party cookie usage is subject to their own privacy policies, and we assume no responsibility or liability for this usage.
  • Notwithstanding the above exceptions, we otherwise do not sell nor share personal data or information about or related to you.

Information Sharing and Disclosure

  • As above, we may disclose your personal information to third parties who work on our behalf to provide services requested by you (such as payment processing). We will share personal information for these purposes only with third parties whose privacy policies are consistent with ours or who agree to abide by our policies with respect to personal information. Further, we aim to only disclose the least necessary amount of information. You will not be advised exactly when, where, nor with whom your data are shared. If you do not agree to such processing, you must stop visiting/using this Site and Our services.
  • We may otherwise disclose your personal information when:
  • a) We have your express consent to share the information for a specified purpose;
  • b) We need to respond to subpoenas, court orders or such other legal process;
  • c) We need to protect the personal safety of the users of our websites or defend our rights or property;
  • d) We find that your actions on our websites violate our Terms of Use document or any of our usage guidelines for specific products or services.

Opt-Out

  • As noted, we, along with third-party vendors, including but not limited to Google, LinkedIn (and others), use first-party cookies (such as the Google Analytics cookie) and third-party cookies (such as the DoubleClick cookie) together to inform, optimize, and secure information based on your past visits to our website.
  • We do not sell or resell your personal data as defined under CCPA. Further, CCPA does not apply to this company for various reasons, including that we do not do business with CA entities.
  • If you want to opt-out of Google Analytics, just customize Google Display Network ads using the Ads Settings or using Google Analytics Opt-out Browser Add-on that will instruct the Google Analytics JavaScript not to send any information about the website visit to Google Analytics. To opt-out of other services/cookies, please see the respective privacy information of such entities

Consent

Your use of this site expressly and inherently confirms your affirmative consent and opting-in for/to any and all such herein described data processing and/or sharing, including with our vendors; and, you further agree we may also otherwise process your information with other, unlisted parties for purposes consistent with procedures described herein.

If you do not consent to the collection, use or disclosure of your personal information as outlined in this policy, please do not provide any personal information to us. If you have provided personal information to us and no longer consent to its use or disclosure as outlined herein, please notify us. You are NOT entitled to a report of your data, its use, its history, its full removal, or any other controls or requests about such data. We are exempt from all regulations known to us regarding data rights. However, we may attempt to assist you on case-by-case bases.

Security

  • Unfortunately, no data transmission over the Internet can be considered 100% secure. However, your Information is protected for your privacy and security. Wherever and whenever possible on our website and server, such as the payment processing page, we use industry-standard TLS/SSL-encryption to protect data transmissions.
  • Our hosting company also indirectly safeguards your personal information from unauthorized access, through access control procedures, network firewalls and physical and engineering security measures.
  • Further, we retain your personal information only as long as necessary to fulfill the purposes identified above or as required by law.

Changes to this Privacy Policy

  • We may at any time, without notice to You, and in Our sole discretion, amend this policy from time to time. Please review this policy periodically. Your continued use of cekenterprises.com or Your continued engagement in commerce with Company after any such amendments signifies Your acceptance thereof.
  • We need not notify You of any such changes.
  • Last amended: 18-Aug-2024.

Disclaimers & Disclosures

Good Faith Basis

The information provided by CEK Enterprises, Inc. on https://cekenterprises.com (the “Site,” the ”Domain”) is for general informational purposes only. All information on the Site is provided in good faith, however We make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the Site.

External Link Disclaimer

The Site may contain (or you may be sent through the Site) links to other websites or content belonging to or originating from third parties or links to websites and features in banners or other advertising. Such external links are not investigated, monitored, or checked for accuracy, adequacy, validity, reliability, availability, or completeness by us. WE DO NOT WARRANT, ENDORSE, GUARANTEE, OR ASSUME RESPONSIBILITY FOR THE ACCURACY OR RELIABILITY OF ANY INFORMATION OFFERED BY THIRD-PARTY WEBSITES LINKED THROUGH THE SITE OR ANY WEBSITE OR FEATURE LINKED IN ANY BANNER OR OTHER ADVERTISING. WE WILL NOT BE A PARTY TO OR IN ANY WAY BE RESPONSIBLE FOR MONITORING ANY TRANSACTION BETWEEN YOU AND THIRD-PARTY PROVIDERS OF PRODUCTS OR SERVICES.

Liability Disclaimer

THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THE SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. CEK ENTERPRISES, INC. AND/OR ITS SUPPLIERS/VENDORS/SERVICE PROVIDERS (“SUPPLIERS”) MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE SITE AT ANY TIME.

CEK ENTERPRISES, INC. AND/OR ITS SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS CONTAINED ON THE SITE FOR ANY PURPOSE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS ARE PROVIDED “AS IS” WITHOUT WARRANTY OR CONDITION OF ANY KIND. CEK ENTERPRISES, INC. AND/OR ITS SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL CEK ENTERPRISES, INC. AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THE SITE, WITH THE DELAY OR INABILITY TO USE THE SITE OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS OBTAINED THROUGH THE SITE, OR OTHERWISE ARISING OUT OF THE USE OF THE SITE, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF CEK ENTERPRISES, INC. OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE SITE, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE SITE.

FTC Disclosure

At the time of publication, We do not engage in affiliate programs or any other types of commissions or kickback programs. It’s important that You know this and that we’re thus not required to provide a Disclosure. In other words, this is why You won’t find a Disclosure.

Warranty & Indemnification

INDEMNIFICATION. You agree to fully indemnify, defend, and hold harmless CEK Enterprises, Inc., its officer(s), directors, employees, agents and third parties, for any losses, costs, liabilities, expenses (including reasonable attorney’s fees), or fines relating to or arising out of Your use of- or inability to use the Site or Company’s services, any user postings made by You, Your violation of any terms of this Agreement or Your violation of any rights of a third party, or your violation of any applicable laws, rules or regulations. CEK Enterprises, Inc. reserves the right, at its own cost, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will fully cooperate with Site or Company in asserting any available defenses.

NO WARRANTY FOR THIS WEBSITE

NO WARRANTY. CEK Enterprises, Inc. does not offer to You, the Visitor and/or User–whether Registered or not–nor do We make any form of a Guarantee or Warranty related to any visitation and/or use of this Site. We also do not Guarantee or Warrant any content on, linked to or from, or implied on this Site. No claims or statements, except those part of this Policy, shall be construed as definitive fact nor contract nor agreement. YOU MUST AGREE TO ALL THESE TERMS (COLLECTIVELY, “(THE) UNIFORM POLICY”) TO USE THIS SITE. YOU MAY NOT OPT-OUT OF THE POLICY IN-WHOLE OR WITH ANY SINGULAR OR SEVERAL PORTION(S) OF THIS SITE. INSTEAD MUST AGREE TO ALL TERMS WITHIN THIS POLICY. DO NOT VISIT OR USE THIS SITE IF YOU CANNOT OR DO NOT AGREE TO ALL TERMS HEREIN.

Questions or Suggestions

If you have questions or suggestions about this privacy policy, about any of the policies and/or terms and/or your own personal information, please contact us.